PokerToast · study tools for mixed-game poker

PokerToast Terms of Service

Effective date: October 17, 2026

These terms are an agreement between you and the owner of PokerToast, a sole proprietor in Wisconsin, United States, doing business as PokerToast ("PokerToast", "we", "us"). PokerToast is not a company: its owner runs it personally as a sole proprietor, so when these terms say "we", they mean the owner. By creating an account or using pokertoast.com you agree to them. Please also read our Privacy Policy, which explains how we handle your data.

1. What PokerToast is (and isn't)

PokerToast is a study tool for poker players: a hand and equity calculator, practice tables against computer bots, solver advice, hand reviews and daily puzzles.

• No gambling, no real-money play. You can't bet, win or lose money on PokerToast. Chips at our practice tables have no value, can't be bought, sold, transferred or cashed out, and are never a prize.
• No virtual currency for sale. We sell subscriptions (and may later sell concrete items such as cosmetic themes or gift subscriptions). We never sell chips, coins or anything that can be won back or exchanged for money, and we don't sell loot boxes.
• Not advice for live play. Use PokerToast to study before or after you play, never during a real-money hand. Many poker sites forbid tools during play; following their rules is your responsibility.

2. Who can use PokerToast

You must be at least 18 and allowed to agree to these terms where you live. Don't use PokerToast where the law forbids it.

3. Your account

• Give a real email address you control. Keep your password private. You're responsible for what happens on your account.
• When you create an account (with your email or with Google) you tick two boxes: that you are 18 or older, and that you agree to these terms and the Privacy Policy. We keep a record of when you did and which version of the terms applied (the effective date above).
• One person per account. Don't share your login or let others use your subscription. (The Coach plan's student seats are the way to give others access; see section 5.)
• Your username must not impersonate anyone or be offensive; we may change or remove usernames that are.
• Guest accounts belong to the device that started them. If you clear your browser's storage or change devices you can't get back into a guest, and a guest not used for 30 days is deleted. Save it to an account to keep it. The tour's sample guest is only for the tour: it can't be saved and is deleted after one day without use.
• Tell us at contact@pokertoast.com if you think someone else is using your account.

4. Plans, prices and payment

• Free plan: the hand calculator, the Bot Lab in Razz (with 1 solver hint a day, your latest session and your last 20 hands), 3 solver lookups a day in the Calculator, and the last 7 days of Your progress. Features may change.
• Paid plans (US dollars, before sales tax; we add sales tax at checkout where we are registered to collect it (at most Wisconsin for now); the checkout page and your invoices show it):

  Plan	Monthly	Yearly
  Study	$25	$199
  Pro	$49	$399
  Coach	$99	$799

  What each plan includes is shown on the pricing screen when you subscribe.

• Payments are processed by Stripe. By subscribing you also agree to Stripe's terms for payment processing.
• Automatic renewal. Your subscription renews automatically at the end of each month or year, and Stripe charges the card on file at the then-current price, until you cancel. Price changes: we email you at least 30 days before a price increase applies to you, with the new price and how to cancel, and you can cancel before it does. Yearly plans: we email you a reminder at least 30 days before each renewal, with the price and how to cancel. Monthly plans: we email you a reminder once a year with your plan, price and how to cancel. The renewal terms are shown next to the button that starts your purchase and on the payment page, and right after you subscribe we email you a confirmation with your plan, price, renewal date and how to cancel: keep it for your records.
• Founding members. The first 100 subscribers get 40% off their first year: on a monthly plan, 40% off the first 12 monthly payments; on a yearly plan, 40% off the first yearly payment. If you switch from monthly to yearly during your Founding year, that yearly payment also gets 40% off. After that the normal price applies. The discount is applied automatically at checkout while places remain, can't be combined with other promotion codes, and doesn't transfer to another account. It is given once per player: if you cancel and subscribe again later, the normal price applies. We email you before the Founding discount ends, with the date and the normal price that applies from then.
• Survey thank-you codes. A code from our player survey gives one extra free month on top of your first subscription (once per account, within 12 months of the survey). It isn't a promotion code, so it adds to the Founding discount. To use it, email the code to contact@pokertoast.com after you subscribe and we add the month.
• Changing plans. You can switch plans in "Manage subscription". Stripe adjusts the charge for the rest of the current period (proration): an upgrade is charged at once for the rest of the period, a downgrade becomes a credit on your next bill.
• Failed payments. If a payment fails, you keep your plan while Stripe retries the card; if it can't collect, your account moves to the Free plan. Your data is kept.

5. Coach plan

• A Coach subscription includes Pro features for the coach and up to 5 student seats.
• A coach invites a player by email or username; the invite works for 14 days and only for that player. While a student is in a coach's group, the student gets Pro features and the coach can see the student's username, saved Bot Lab hands, hand reviews and skill summary. Students can leave at any time, and coaches can remove students.
• Student access ends when the student leaves, is removed, or the coach's subscription ends.
• Coaches may not resell seats or use them for people outside their coaching.

A paid revenue-share programme for coaches may come later; it is not offered now.

• A coach's ghost (a bot that plays like the coach; this part applies once the feature is switched on, which we'll announce): a coach may choose to share it with their students ("Share with my students"). It is off until the coach ticks the box to agree, and can be stopped at any time. Students play it from its link like any guest, so anyone a student passes the link to can play it too; deleting the ghost stops the link. Coaches are not told which student played it.

6. Cancelling and refunds

• Cancel anytime in "Manage subscription" (the Stripe customer portal), in a couple of clicks. Your plan keeps working until the end of the period you've paid for, then moves to Free. You won't be charged again.
• Refunds: If you're not happy, email us within 14 days of your first payment (or of a yearly renewal) for a full refund. A full refund ends that subscription at once. After that, payments are non-refundable and cancelling stops future charges.
• EU / UK customers: you have a 14-day right to withdraw from a purchase. By starting to use a paid plan right away you ask us to begin immediately; if you withdraw within 14 days, you get a full refund.
• If we end your subscription for reasons that aren't your fault (for example we close the service), we refund the unused part of the period.
• Disputed charges. If you dispute a charge with your card issuer (a chargeback) instead of asking us for a refund, we may end the related subscription, gift or credit while the dispute is open. Please email us first: refunds within the 14 days are no questions asked.

6A. Gifts, referrals and promotions

This section applies once gift subscriptions, referral rewards ("bring a friend") and these promotions are offered on PokerToast; they are switched off at launch, and we'll announce each one.

Gift subscriptions

• A gift is one payment for 1, 3 or 12 months of a plan. It never renews and never charges the person who uses it.
• You get a gift code (and a printable card). The code works once, on one free PokerToast account. A purchased gift code does not expire.
• Gift codes have no cash value, can't be exchanged for money, and may not be resold or offered for sale.
• Refunds: while a purchased gift code is unused, the buyer can ask us for a full refund at any time; the code then stops working. A gift that has been redeemed is not refundable. A chargeback of the payment ends the gift.
• If you ask us to email the gift, we send one email to the address you give, on the day you choose (at the earliest a few hours after you pay). Only give the address of someone who would expect a gift from you. The To / From names and the message must not contain web or email addresses or phone numbers, or claim to come from PokerToast. We may hold or cancel a gift email that looks like misuse; you can then still give the code yourself, or ask for a refund.
• Keep the code safe: anyone with the code or the card link can use it, and we can't replace a code someone else has redeemed.
• If we ever close PokerToast, we refund the buyer of every unused purchased gift code in full, and the unused part of a redeemed purchased gift pro rata (see also section 11).

Referrals and "bring a friend"

• Bring a friend (members): a paying member gets an invite link. When a new player joins through it and their first payment for their own plan goes through, the member and the new player each get $15 off their next bill (a credit on their PokerToast account with our payment provider, used automatically on the next bill).
• Gift recipients' links (when offered): a player who redeemed a gift gets an invite link too; when a new player joins through it and their first payment goes through, both get one month (the recipient's added to the end of their gift, or a credit on their next bill if they now pay; the new player's a credit on their next bill).
• A credit is never more than the new player paid before tax. If a bill is smaller than a credit, the rest is used on the following bills.
• Rewards are given only for a new player who is a different person and has never subscribed before: not yourself or another account of yours, not the same card, mailbox or Stripe customer, and not the person who bought your gift. Each player can be referred once, and one person gets at most 12 rewards in any 365 days. Referrals from the same internet address may be checked by hand before any reward.
• If the new player's first payment is refunded within 14 days, or charged back at any time, both rewards are taken back.
• Rewards have no cash value and can't be transferred. Share your link yourself with people you know; don't spam it (we never email it for you).
• We may change or end the programme for future referrals with notice on the site; rewards already earned stay.

Promotions (for example the Black Friday bonus)

• A promotion applies only as described on its offer, within its dates (US Central time). The Black Friday bonus: a yearly plan bought at the full price in the offer window also comes with one 1-month gift code to give away, once per player per offer. Founding-price and promotion-code purchases don't get it.
• Promotional codes (the Black Friday bonus code, a founding member's gift month, the survey thank-you code) are free extras: they have no cash value and must be used by the date shown on them (12 months).
• A Black Friday bonus code stops working (and a bonus month already started ends) if the yearly plan it came with is refunded or charged back, or switched to monthly within 30 days.

7. Fair use rules

You agree not to:

• use bots, scripts or automated tools to play, query or collect data from PokerToast, or scrape it;
• copy, resell, publish in bulk or build a product or database from our solver outputs, strategies, charts, hand reviews or Daily Spot answers, or try to reconstruct or extract our solver strategies (for example by systematic querying or reverse engineering);
• share, sell or rent your account or subscription;
• get around plan limits, payments, rate limits or security, or test our security without our written permission (if you find a security problem, please tell us at contact@pokertoast.com);
• use PokerToast during a real-money game where that breaks the poker site's rules;
• upload pictures or choose names that are illegal, hateful, sexual, or that you don't have the rights to;
• harass other players or cheat on leaderboards (for example with several accounts).

Sharing a single hand, spot or result with friends, in a forum or in your own coaching is fine, with a mention of PokerToast.

8. Solver numbers are estimates

Solver advice, frequencies, EVs, equities, skill scores, player profiles and bot behaviour come from our computer models. They are estimates, may contain errors, and simplify real games (for example, many spots are solved heads-up only). They are for study; they are not guarantees of results and not financial or gambling advice. How you play, and any money you win or lose elsewhere, is your responsibility.

9. Our content and yours

• PokerToast, its software, solver outputs, text, graphics and the PokerToast name and logo belong to us or our licensors. Your subscription gives you a personal, non-transferable right to use them for your own study while your account is in good standing.
• What you upload (your profile picture, names you choose) stays yours. You give us permission to store and show it on PokerToast so the service works (for example, your username on the leaderboard).
• If you send us ideas or feedback, we may use them without owing you anything.

10. Changes to PokerToast and to these terms

We improve PokerToast all the time and may add, change or remove features. If we remove a major feature of a paid plan, you can cancel and get a pro-rated refund for the unused part of a yearly plan. We may change these terms; for significant changes we'll tell you on the site or by email at least 14 days before they apply to you. Continuing to use PokerToast after that means you accept the new terms; if you don't, cancel before they apply.

11. Suspension and termination

You can stop using PokerToast and ask us to delete your account at any time (cancel any subscription first). We may suspend or close an account that breaks these terms, puts others at risk, or is used for fraud. Unless the breach is serious, we'll warn you first. If we close your account for a breach, we don't refund the current period. If we shut PokerToast down, we'll give at least 30 days' notice and refund unused prepaid time.

12. Disclaimers

PokerToast is provided "as is" and "as available". To the extent the law allows, we make no promises that it will be uninterrupted, error-free, or fit for a particular purpose, and we disclaim implied warranties of merchantability, fitness for a particular purpose and non-infringement. Some places don't allow these exclusions, so they may not all apply to you.

13. Limitation of liability

To the extent the law allows: we are not liable for indirect, incidental, special or consequential losses, or for lost profits, lost winnings or gambling losses; and our total liability for any claim about PokerToast is limited to the amount you paid us in the 12 months before the claim (or US $50 if you paid nothing). Nothing in these terms limits liability that can't be limited by law, such as for fraud, or for death or personal injury caused by negligence, or your rights as a consumer under mandatory local law.

14. Indemnity

If you break these terms or the law while using PokerToast and that causes a claim against us, you agree to cover our reasonable costs of that claim, to the extent the law allows. This doesn't take away rights consumer law gives you.

15. Governing law and disputes

These terms are governed by the laws of the State of Wisconsin, USA, without regard to conflict-of-law rules. Before starting any claim, please email us so we can try to fix it informally within 30 days. The state and federal courts in that state have jurisdiction, except that you may bring a claim in small-claims court where you live, and consumers in the EU/UK keep the right to use their local courts and laws.

16. Other terms

These terms and the Privacy Policy are the whole agreement between us about PokerToast. If a part is found unenforceable, the rest stays in force. If we don't enforce a term right away, we can still enforce it later. You may not transfer your account or these terms; we may transfer them to a person or company that takes over PokerToast (for example, a company the owner forms to run it), and we'll tell you if that happens.

17. Contact

PokerToast (a sole proprietorship in Wisconsin, United States), PO Box 772, Cumberland, WI 54829. Use the contact form at https://www.pokertoast.com/contact (or email contact@pokertoast.com). The owner's full legal name is given on request: ask through the contact form or by email.

See also: Privacy Policy.